SETTLEMENT AGREEMENT — ELEVEN-POINT CHECKLIST
========================================================================
Full explanation: yourworkrights.uk/settlement-agreements.html

[ ] 1.  Termination payment split correctly: ex-gratia (tax-free up to
        £30,000, s.403 ITEPA 2003) vs notice pay (always taxable, PENP).
[ ] 2.  Salary, accrued holiday, pension and benefits to termination date.
[ ] 3.  Agreed reference annexed + oral references must match it.
[ ] 4.  Internal/external announcement wording agreed.
[ ] 5.  Confidentiality clause contains carve-outs: whistleblowing
        (s.43J ERA), police, regulators, professional advisers.
[ ] 6.  Non-disparagement clause is mutual.
[ ] 7.  Restrictive covenants reviewed — waiver/narrowing negotiated if
        you plan to join a competitor.
[ ] 8.  Waiver list checked — carve out latent personal injury and
        accrued pension rights.
[ ] 9.  Outplacement support and increased legal-fee contribution asked
        for (both cheap for the employer).
[ ] 10. Payment date fixed (e.g. "within 14 days of the termination
        date"), not "as soon as practicable".
[ ] 11. Your data: personal files returned, SAR rights unaffected.

VALIDITY (s.203(3) ERA 1996): writing · particular complaint · advice
from a relevant independent adviser on terms and effect · adviser
insured · adviser identified · statutory conditions stated.

REMEMBER: negotiation does not stop the tribunal clock. Start ACAS
early conciliation if talks approach the three-month deadline.

========================================================================
Template from YourWorkRights.uk — free, independent guidance.
This template is general guidance, not legal advice. Adapt it to
your facts. For advice on your case: ACAS 0300 123 1100.
========================================================================